PayToMe.co

PayToMe.co

PayToMe.co is an AI-powered fintech platform that simplifies and automates global payments and cross-border transactions.

Company Details

Location
Palo Alto, United States
Founded
2022
Employees
11-25
Funding
Bootstrapped

Management Team

Mike Ulker avatar

Mike Ulker

Founder & CEO

Mohamed Abdou (Hoho) avatar

Mohamed Abdou (Hoho)

Head of Product

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    About PayToMe.co

    The problem we're solving:

    In the USA alone, 33 million small and medium-sized businesses (SMBs) lose $36 billion annually due to manual invoicing, fraud risk, and inefficient merchant onboarding. These challenges extend globally, where cross-border payments are often delayed by complex regulations, high transaction fees, and security risks. Furthermore, over 40% of global SMBs struggle with fragmented payment systems, leading to inefficiencies and financial losses.

    Our solution:

    Our product suite includes: 1) Text-to-Pay: convenient and secure anywhere, anytime, and increases customer conversion rates. 2) Customizable Invoicing: Tailored for 100+ countries, 3) AI-powered Fraud Detection and Compliance technology connects to 12,000 financial institutions and 7,000 applications globally 4) Automate AR/AP: Streamlines operations and faster cash flow. 5) Fast and secure Merchant onboarding across 34 countries in 14 languages

    Our differentiator:

    1) An all-in-one Financial Platform is affordable, accessible, flexible, and global. It improves operational efficiency and speeds up cash flow. 2) PatentedText-to-Pay: offers fast, real-time payments via text. 3) AI-Driven: offers advanced technology, including fraud detection. Connect with 12,000+ financial institutions and 7,000 applications globally. 5) Global Reach, localized solutions. 6) Online sign-up anywhere, any time. 7) 24/7 customer service

    Our biggest achievement:

    1) Our technology is proven with strategic partners like Plaid, Stripe, and Elavon. 2) We're connected to 12,000 financial institutions globally, offering merchant services in 34 countries and customizable invoicing in 100+. 3) Over 100 businesses use our AI-driven KYC/KYB solutions, and we've processed 1,000+ transactions through our paten 4) We’ve won eight awards for social impact and technology excellence. Now, we're ready to scale.